7 rue de la Sarriette 13103 Mas-Blanc-des-Alpilles Who am I? For more than a decade, I have been helping my clients build, grow,

A.R FINANCES

7 rue de la Sarriette 13103 Mas-Blanc-des-Alpilles

Who am I?

For more than a decade, I have been helping my clients build, grow,

and protect their wealth. I am not a product salesperson; I am a

trusted partner. My golden rule is simple: to recommend only what

I would sincerely advise to someone close to me.

My approach is built on a simple philosophy: your wealth is the

result of your hard work, and it deserves rigor, sincerity, and

prudence, without sacrificing performance. No speculation, no

hidden conflicts of interest. Only strong convictions and tangible

results.

My areas of expertise cover four essential pillars:

• Life insurance: a comprehensive wealth management tool, de-

signed to accumulate, transfer, and generate real returns, with

simple, coherent, and robust allocations.

• International SCPI investments: to diversify beyond France,

access dynamic markets, and benefit from particularly attractive

tax conditions.

• Corporate treasury management: for business owners and

entrepreneurs, optimizing liquidity means directly improving the

profitability of the company, without tying up capital.

• Overall personal savings strategy: gradually building a diversi-

fied portfolio tailored to your situation, your goals, and your peace

of mind.

My client relationships are based on two strong commitments.

First, in the vast majority of cases, I charge no advisory or ongoing

monitoring fees, because I believe trust is worth more. Second,

my advice is selective and thoughtful: sometimes I say no, or

“wait,” because it is precisely this level of discipline that creates a

relationship of trust.

I work with both private individuals (savings structuring, retirement

planning, additional income, wealth transfer) and professionals

(treasury management, retirement savings, employee savings

plans, business transfer).

To begin: just a coffee and a conversation. No PowerPoint, no sales

pitch — only your situation, your goals, and your concerns.

MAS - BLANC - DES - ALPILLES I BOUCHES - DU - RHÔNE